On January 5^th, the Department of Labor proposed significant changes that could affect the association health plans that many companies use to cover their employees. If enacted, these proposals could dramatically shape the way businesses pay for and provide health care coverage. They should provide more flexibility for businesses, especially small businesses, and the self-employed, to get the healthcare coverage they need. However, there are concerns that these changes could be detrimental to existing health care plans that currently cover many consumers. Let’s take a look at the most substantial changes that have been proposed, and how they may affect your business.